QR Ph Generator

Generate QR Ph codes (EMV format) — compatible with GCash, Maya, BDO, BPI and all InstaPay-enabled apps.

QR Code Preview

Enter a QR Ph key, payee name and city to generate the QR code

About QR Ph Codes

QR Ph codes follow the EMV Merchant Presented Mode specification with the BSP Application ID PH.INSTAPAY.ME. Mobile numbers are normalised to +63XXXXXXXXXX format. The payload is validated with a CRC16-CCITT checksum (last 4 characters). Static codes have no fixed amount; adding an amount sets the Point of Initiation from 11 to 12. Compatible with GCash, Maya (PayMaya), BDO, BPI, UnionBank, Metrobank, Landbank and any other InstaPay-enabled app.