How to Use PIX in Brazil

Method 1: Scan Merchant QR Code

1. 1

   👀 Look for a PIX QR code at the merchant

2. 2

   📱 Open any Brazilian banking app (Nubank, Itaú, Mercado Pago, PicPay)

3. 3

   💚 Tap "PIX" → "Pagar" (Pay)

4. 4

   📷 Select "QR Code"

5. 5

   🔲 Point your camera at the merchant QR code

6. 6

   👤 Verify merchant name and amount

7. 7

   ✔️ Confirm payment

8. 8

   🔐 Authenticate (biometric or PIN)

9. 9

   ✅ Instant confirmation!

Method 2: Pay via PIX Key

1. 1

   Open your banking app

2. 2

   Tap "PIX" → "Transferir" (Transfer)

3. 3

   Enter the recipient's PIX key (CPF, CNPJ, phone, email or random key)

4. 4

   Bank shows recipient name automatically

5. 5

   Enter the amount

6. 6

   Add a description (optional)

7. 7

   Confirm and authenticate

8. 8

   ✅ Money arrives instantly!

Method 3: Request Money (Cobrança)

Merchants and freelancers can generate a QR code with a pre-filled amount. The payer scans it and confirms the payment instantly.

1. 1

   Open your banking app

2. 2

   Tap "PIX" → "Cobrar" (Charge)

3. 3

   Enter the amount

4. 4

   Generate QR code

5. 5

   Show or share the QR with the payer

6. 6

   ✅ Receive instant payment notification