QRIS Tourist Guide
The honest guide for international visitors to Indonesia
✅ YES – if from:
Singapore, Malaysia, Thailand, India, Japan, China
⚙️ SETUP needed:
GoPay/OVO with international card
❌ Not direct:
USA, UK, EU, Australia (use card or set up GoPay)
Cross-Border Countries – Detailed
Singapore PayNow
- Works: ✅ Directly
- Apps: DBS, OCBC, UOB, GrabPay
- Since: 2023
- Rate: Automatic SGD → IDR
- Ease: ⭐⭐⭐⭐⭐
Malaysia DuitNow
- Works: ✅ Directly
- Apps: Maybank, CIMB, Touch n Go
- Since: 2022
- Rate: Automatic MYR → IDR
- Ease: ⭐⭐⭐⭐⭐
Thailand PromptPay
- Works: ✅ Most merchants
- Apps: Bangkok Bank, KBank, SCB
- Since: 2023
- Rate: THB → IDR
- Ease: ⭐⭐⭐⭐
India UPI
- Works: ✅ Growing network
- Apps: PhonePe, Google Pay, Paytm
- Since: 2023
- Rate: INR → IDR
- Ease: ⭐⭐⭐⭐
Japan
Via JCB QR network — select merchants
China
Alipay and WeChat Pay — very widely accepted, especially in tourist spots
For Non-ASEAN Tourists
GoPay for Tourists
- • GoPay accepts international Visa/Mastercard
- • Download GoPay app (available internationally)
- • Register with foreign phone number
- • Top up with credit card
- • Works at all 30M+ QRIS merchants
OVO for Tourists
- • Similar to GoPay
- • OVO accepts some foreign cards
Bali Specific Tips
Bali is Indonesia's most cashless-friendly area.
- Most beach clubs: QRIS + cards
- Kuta, Seminyak, Canggu: Very QR-friendly
- Ubud: Mix of QR and cash
- Remote areas (temples, rice fields): Cash preferred
- Always carry Rp 100,000–200,000 cash as backup
FAQ
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